The days of having to find a bookie to make a bet are long over. Today, many states will oblige with a host of state lottery options, relationships with Native American casinos and legalized sports book in person and on-line. In addition to the range of choices, greater proximity and ability to gamble on your phone, the boredom and isolation of the pandemic exacerbated the tendency for many. The rivalry of Fan Duel and DraftKings for dominance in this new arena of legalized sports betting has added a marketing presence which makes it both mainstream and alluring. Against this backdrop, we see headlines warning of a ‘ticking time bomb’ which will go off in the coming years as people get in over their heads, despite guardrails that have been put in place to limit their financial exposure. Some experts see the impulse for profit far outstripping the safeguards and the meager resources put into addiction programs for those who are caught up in a more invisible form of undertow than drugs or alcohol. Keith Whyte, our guest on the podcast, is the executive director of the National Council on Problem Gambling and he has a lot to offer. By the way, the National Problem Gambling Helpline number is 1-800-522-4700.