Just as millions of baby boomers are reaching their golden years, the state of retirement for many in America is something of a disaster. The pension process has collapsed, union protections for most in the private sector have evaporated, the Pension Benefits Guaranty Corporation, set up to protect benefits hard earned, is itself in financial jeopardy and Social Security is on the clock as to when it will run short of resources to assure current benefits. What’s left is the overworked 401K which was never set up to be the only avenue for savings, but rather a supplement. And, yet, still some observers say there is no crisis. Katherine Newman, author of ‘Downhill From Here’ provides stark data and heartbreaking stories to make the case that the crisis is real and imminent. She discusses how retirement insecurity is the twin of the vast inequality that’s eating away at America’s social fabric. She is a remarkable sociologist and this episode demands your attention as the problem affects more than just the baby boomers.